Commercial Auto
Commercial Auto Insurance
At Berliner-Gelfand, we appreciate that buying the best commercial auto insurance policy for your vehicles is not easy, and this is the reason we offer the most comprehensive insurance services to suit any type of business.
If you are running a business, it is most likely that you are using a commercial vehicle for different aspects of your operations. Once rubber meets the road, the issue of insurance comes up instantly because, in all states, commercial auto coverage is mandatory.
Commercial Auto Coverage
- You as a the business owner
- The business
- Your savings
- Auto work equipment
- The employee against any liability damage claims
Our commercial auto insurance coverage provides more coverage than your ordinary auto insurance does. Whether you own a catering van or a stretch limo, we have unique insurance products that will suit your business model perfectly. We also cover utility vans, stake bed trucks, lightweight dump trucks and box trucks, among other vehicles.
Commercial auto insurance applies even when your employees use their own cars to make deliveries, make sales visits, or run errands. In essence, the aim of our unique range of products is to keep your vehicles moving in order to improve your bottom line.
Commercial Auto Insurance Coverage
Liability coverage for bodily injury
This covers any bodily injuries caused to others for which you are responsible.
Collision coverage
Pays for a covered auto that is damaged in a collision.
Liability coverage for property damage
This helps pay damages due to property damage for which your vehicle is responsible.
Coverage for personal injury
Pays medical expenses and funeral expenses for a person covered when they are in your commercial vehicle.
Comprehensive coverage
This helps pay for a covered commercial vehicle that is stolen or damaged by other causes than a collision.
Uninsured/underinsured motorist coverage
We appreciate that some motorists don’t have insurance while others are uninsured. If your auto is involved in such an accident, this coverage helps pay for injuries and in some cases property damage.
We appreciate every business is unique, and this is the reason we provide customized services after assessing your needs. At Berliner-Gelfand, our auto insurance agents are always willing to listen in order to come up with an ideal service for your business.
Commercial Auto Insurance Cost
Our commercial vehicle insurance agents are ready to look at every unique case to provide the best rates. Some of the factors that will determine the rates include driving records of your employees, value of the vehicle to be insured, structure of your policy, driving distance and location of your business.
The fact that there are so many types of commercial vehicles involved makes it impossible to come up with average rates. For instance, commercial taxi insurance coverage rates can range from $5,000 to $10,000 while those of a commercial vehicle can range from $1,200 to $2,400.
Our professional and experienced auto insurance agents will help secure your commercial vehicles from any risks on the road. At Berliner-Gelfand, we recognize your vehicles are unique, and this is why it is important to contact a skilled, commercial auto insurance agent to help explain the different coverages and policies to fit your situation.
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